First-Time Buyer
As little as 3%

down payment

Smart way to buy your first home.

Recently married? Graduate college? Or just tired of renting? With a low down payment and flexible income and credit guidelines, you’ll get into the home of your dreams in no time.


You'll enjoy:

  • Easy qualifications and fast approval1
  • Flexible down payment options (as little as 3%)
  • No mortgage insurance required
  • Earn an average of $1,707 in Cash Rewards when you work with a HomeAdvantage® agent.


Stop Dreaming and Start Owning

Looking for more information? We'd love to hear from you.

Our dedicated home loan experts are here for you every step of the way.
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  • Disclosure


    1All loan applications are subject to a full underwrite and require verification of income, assets, employment and rental history if applicable. All loans are also subject to final credit approval, which includes verification of application information and receipt of collateral documents. This offer applies to owner-occupied residential properties only. (Single family homes, condos and townhomes). To qualify, you must demonstrate that you haven’t owned a home in the last three years. Loan not available in Puerto Rico.


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