Low Introductory RateSave with 2.9% introductory APR on purchases and balance transfers for the first 12 months1.
Competitive Everyday RateAfter the introductory period, enjoy ongoing savings with 10.00%-18.00% variable APR2.
Online Balance TransferEasily transfer higher-rate balances to your new account.
No Annual FeeSimple and hassle-free to help you keep more of your own money.
EMV Chip SecurityOur card comes with chip technology to ensure a higher level of protection against fraudulent activity.
Convenient Online Account ManagementView transactions, make payments, get text alerts and more through our Online Banking and smartphone app.
1APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. If you qualify, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional APR of 2.9%. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. All existing payment terms apply. This promotional rate offer does not apply to new Launch Card, new MasterCard or new Business Credit Card accounts. Offer only available on U.S. accounts.
2The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.25% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.