Qualifying for even better rates is within your reach.
Lower rates on loans, higher rates on deposits.
We're always looking for ways to make your banking as fruitful as possible. Enjoy a higher rate of return on deposits and a lower cost to borrow as a perk for being a loyal member.
To qualify for a Rewards Rate, you must have at least two of the following relationships:
- Direct Deposit of at least $500 per month into a Credit Union checking account
- At least $25,000 on deposit
- A qualifying loan in good standing from among these categories: Home Loans, Home Equity, Auto Loans or Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any BCU loan that is not in good standing or delinquent will disqualify you for Rewards Rates.
In addition to our already competitive rates, with Rewards Rates, you’ll get:
- A higher Annual Percentage Yield (APY) on your Certificate deposits1
- A 0.50% discount on your Auto Loan, RV or Boat Loan, Home Equity Loan, Personal Loan and Line of Credit1.