Undergraduate Loans
Undergraduate Line of Credit
Fill the funding gap when scholarships, grants and federal loans have been exhausted. Discover the benefits:
Low Rates
Variable rates as low as 8.25% APR1.
Fixed rates as low as 8.10% APR2.
In-School Loan Deferment
No loan payments until 6 months after graduation.
Line of Credit
Multi-year approval, only apply once to borrow up to $75,000 for Undergraduate education.
No Fees
No application, no origination and no pre-payment penalty fee.
Eligibility Requirements
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Eligible for credit union membership
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U.S. citizens or permanent residents
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Before applying, make sure to check that your school is included in our listing of approved schools
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Continually enrolled in a degree-granting program and meeting the school's minimum SAP criteria.
Ready to get started? It's easy as 1, 2, 3, 4...
Submit Documents
Submit the required documentation once your line of credit has been conditionally approved.
Loan Certification
Your loan request is sent to your school's financial aid office to verify enrollment and requested loan amount.
Loan Disbursement
Once certified, you're all set! Payment is sent directly to your school through their preferred payment method.
Looking for more information? We can help!
FAQs
Find answers to the most commonly asked questions.
Learn More
Resources to help you succeed in college and beyond.
Contact Us
Talk to a student loan specialist.
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Disclosure
1. APR = Annual Percentage Rate. The promotional APR is 5.99% and will apply for the first 24 months from the date of account opening. After the promotional period ends, the APR will be variable, based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin of 0.75%. The APR is subject to change each time there is a change in the Index and will be effective the first day of the following month. The rate listed assumes an automated payment method. All rates are subject to credit certification and approval. Promotional APR may change at any time. Maximum APR for all credit is 18.00%.
2. Credit lines are available from $500 up to $25,000. Approval amount is based on creditworthiness and other underwriting criteria. No co-signer is required. Same-day funding may be available for approved applications received before 3 PM CT on business days.
3. During the first 24 months following account opening, monthly payments will consist of interest only. After the promotional period ends, monthly payments will be calculated as 1.5% of the outstanding balance or $25, whichever is greater. Payment amounts may vary based on changes in the account balance and applicable interest rate.