Undergraduate Line of Credit
Fill the funding gap when scholarships, grants and federal loans have been exhausted. Discover the benefits:
Variable rates as low as 3.75% APR1.
Fixed rates as low as 5.60% APR2.
In-School Loan Deferment
No loan payments until 6 months after graduation.
Line of Credit
Multi-year approval, only apply once to borrow up to $75,000 for Undergraduate education.
No application, no origination and no pre-payment penalty fee.
Eligible for credit union membership
U.S. citizens or permanent residents
Before applying, make sure to check that your school is included in our listing of approved schools
Continually enrolled in a degree-granting program and meeting the school's minimum SAP criteria.
Ready to get started? It's easy as 1, 2, 3, 4...
Confirm Eligibility and Apply
Confirm eligibility, apply online, or call us at 844-820-5215.
Submit the required documentation once your line of credit has been conditionally approved.
Your loan request is sent to your school's financial aid office to verify enrollment and requested loan amount.
Once certified, you're all set! Payment is sent directly to your school through their preferred payment method.
Looking for more information? We can help!
Find answers to the most commonly asked questions.
Resources to help you succeed in college and beyond.
Talk to a student loan specialist.