DentaFlex
Line of Credit

Flexible and affordable funding for future dentists.

Designed for dental students nearing graduation, the DentaFlex Personal Line of Credit provides the financial support you need to finish strong.

Eligibility Requirements:

  • D3, D4, or residency-level student

  • Member of the American Dental Association

  • Eligible for ADA Credit Union membership

student using tablet

Ready to take the next step?

Your future deserves flexibility. Speak with a loan specialist today and secure your DentaFlex Line of Credit.

  • Disclosure

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    1. APR = Annual Percentage Rate. The promotional APR is 5.99% and will apply for the first 24 months from the date of account opening. After the promotional period ends, the APR will be variable, based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin of 0.75%. The APR is subject to change each time there is a change in the Index and will be effective the first day of the following month. The rate listed assumes an automated payment method. All rates are subject to credit certification and approval. Maximum APR for all credit is 18.00%. 

    2. Credit lines are available from $500 up to $25,000. Approval amount is based on creditworthiness and other underwriting criteria. No co-signer is required. Same-day funding may be available for approved applications received before 3 PM CT on business days.
     
    3. During the first 24 months following account opening, monthly payments will consist of interest only. After the promotional period ends, monthly payments will be calculated as 1.5% of the outstanding balance or $25, whichever is greater. Payment amounts may vary based on changes in the account balance and applicable interest rate.

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