Become a Member
of the Credit Union

You Belong Where Banking is Better

As a UnitedHealth Group employee, you and your family have exclusive access to Credit Union membership from BCU. You’ll find lower rates, greater rewards, and exceptional service – delivered by people who are committed to putting you first.

Ready to get started? Click the Join Today button or call 800-388-7000 between 8 a.m. and 6 p.m. Central Time.

The BCU Difference

BCU is one of the nation's Top 100 credit unions, serving over 350,000 members in the United States and Puerto Rico. With a Mobile app rated 4.9/5 stars and 90,000 in-network ATMs—no Branch required!

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Best Credit Unions

CNET

Forbes best-in-state credit unions

Best-in-State Credit Unions

Forbes

daily herald

Best Of The Best Credit Union

Daily Herald

gallup

Exceptional Workplace Award

Gallup


Financial Freedom Awaits

It only takes a few minutes and the following information to open an account:

  • Your Social Security Number
  • Government Issued ID (Driver’s License, Passport or State ID)
  • Date of Birth
  • Complete home address



Not ready to Join today? Share your contact info and we’ll reach out within 1 business day:



We turn profits into great products.

Any money we make above operating expenses goes directly back to our members in the form of money-saving products and services, like:

High-Interest Checking

with no monthly maintenance fees.

Low-Rate Loans

for homes, vehicles, college tuition and more.

Visa® Credit Cards

with no annual fee and great rewards options.

Direct Deposit

where you can get your paycheck up to two days early*.

Most Popular

View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Membership Eligibility

You’re eligible for BCU membership if you meet just ONE of the following:  
• Team member of the UnitedHealth Group, OR
• Live or work in Cook (north of 95th Street), DuPage, Kane, Lake, or McHenry County in Illinois, or Kenosha County in Wisconsin, OR
• Immediate or extended family of a UHG member, OR
• Commit to your financial well-being and subscribe to Life. Money. You. (it’s free)


Hear From Our Members

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