Introductory BonusReceive 10,000 Bonus Rewards Points after you spend $1,000 in net purchases during the first 90 days2.
Low Introductory RateSave with 2.9% introductory APR on purchases and balance transfers for the first 12 months3.
Competitive Everyday RateAfter the introductory period, enjoy ongoing savings with 13.15%-18.00% variable APR4.
Unlimited RewardsEarn unlimited 2X points for every dollar in purchases. And your points never expire1!
Easy Redemption OptionsIt's easy to redeem points for airline, hotel, rental car, cruises and vacation packages.
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Actual points earned will vary, based on individual purchase activity, credit line and promotional offers.
*Earn 2 points per dollar on all net qualifying purchase transactions (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
1Points will not expire as long as the account is open and in good standing.
2Offer only available on new accounts. You will receive 10,000 CURewards bonus points upon making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the bonus points. After qualifying, please allow 6-8 weeks for the rewards to post to the rewards balance.
3APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 2.9% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. All existing payment terms apply.
4The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 8.15% and 14.65% based on the cardholder’s credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.