A Journey to Parenthood: How BCU Helped One Couple Realize Their Dream
October 21, 2025
Chicago - Starting a family is a deeply personal and meaningful milestone – one that many aspire to achieve. For BCU member David Q. and his husband, JR, that dream became a reality through love, perseverance, and the right support. 
Their journey began with a heartfelt decision to pursue surrogacy. “My husband and I have dreamed of starting a family for a very long time,” David shared. “We explored many different paths to parenthood before deciding that surrogacy was right for us.”
Together, they navigated the emotional and logistical complexities of the surrogacy process – including financial planning. That’s when they turned to BCU.
“Starting a family is a significant financial commitment, and it’s something that isn’t talked about enough,” said James S., BCU Consumer Loan Supervisor. “I wanted to make sure David and JR had the support they needed to focus on the joy ahead, not the stress of financing it.”
With James’ guidance, the couple was able to secure a financial solution through BCU that aligned with their goals and gave them peace of mind. Nearly a year after their first conversation, David and JR joyfully welcomed a baby boy into their lives this spring – and were thrilled to share the news with James and BCU.
“It was a great experience working with BCU,” David said. “James provided a lot of guidance on what options made the most sense for our situation and gave us the clarity we needed throughout this unique journey,” he recalled.
David and JR’s story is a reminder of what’s possible when determination meets compassion and the right financial partner. Their path to parenthood, supported by BCU, is an inspiring example for others navigating their family-building options.
About BCU: BCU is a not-for-profit, member-owned Credit Union that is fiercely dedicated to Empowering People to Discover Financial Freedom. At just over $6B in assets, BCU is driven by its commitment to providing a fast, easy, secure banking experience and extraordinary service for close to 360,000 members. The BCU field of membership includes employees and families of large employers that are focused on the financial well-being of their workforce; those who live or work in northern Illinois, southern Wisconsin, and the island of Puerto Rico; and subscribers of BCU’s wholly-owned Credit Union Service Organization (CUSO), Life. Money. You.® within communities and Fortune 100 workplaces throughout the United States and Puerto Rico. All BCU members enjoy lifetime access to financial services and well-being programming that inspire confidence through the brand promise “Here Today For Your Tomorrow.”
To learn more about how we can help you realize your financial dreams, visit BCU.org.
Members of the media can obtain more information by visiting BCU.org/About-Us/Media-Relations.
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